“The question of what you want money for” is more complex than most of us give it credit. We often focus on the financial aspects of money, while ignoring the holistic complexities that money brings into our lives. Money may grant us purchases and extrinsic rewards, but we also need to develop a deeper understanding of what having wealth, resources, and abundance contribute towards our wellbeing.

Let’s first consider the analogy of money being similar to a fuel tank or gas tank in a car. We need fuel to run our cars and bikes to go places, just like we need money to pay for our expenses and live the life of our dreams. But if we put too much fuel into our vehicle, we will waste it and can potentially cause other problems. Similarly, if we become too fixated on the accumulation of money, we wind up hopeless and self-worn out when our life stresses, failures, or changes happen. Money is just a means of storing, exchanging, and enabling value over time. Having more of something that is only a means may seem satisfying for a moment, but may distract long term from what you’re truly interested or dedicated to in life even amid the difficult times and unexpected setbacks.

Another analogy for assessing why we want money is a mirror image of our priorities. With more money, we can chase our goals and interests more comfortably. Think of our priorities and goals as a colorful, finely formed and intricate jigsaw puzzle (life). However, we need a bigger space (i.e., money) to accommodate the pieces of our puzzle and fit them together in the form we want. This image certainly makes it clear that the benefits of wealth derive not from the money itself, but from the portability, flexibility, and access it provides around our commitments and values-based decisions. Regardless of the financial limitations, when an individual’s goals and priorities are aligned, the result is often greater success and happiness both monetarily and personally. Therefore, we need to develop greater insight and clarity into the priorities we have for investing our time and energy, realizing that money purchases neither time, nor our core values themselves.

Finally, we could also consider how money is like a chisel, and our lives are the stones that we are sculpting over time. With skill and care, we can shape ourselves, our futures, and our environment by investing in things that give us meaning and satisfaction. We need resources and materials to facilitate this process, as we need materials to work our chisel. But ultimately, the tool used is not as important as the hands that use it: the choices we make and the goals we pursue are what shape the stone blocks into our desired artwork. Money is just a tool, and we need to be intentional with how we use it to create the life we want to live.

In conclusion, we should reflect on “what we want money for” in a more thoughtful and expansive way. It is not just about gaining wealth or power, but more about how money can give us the ability to pursue the meaningful things that bring us closer to our highest selves. It’s about which jigsaw pieces to fit in our puzzle and not letting other stuff sidetrack us, it’s about chiseling the stone of our lives, deliberately and patiently crafting our purpose within the limits of our abilities. With these helpful images, we can act with greater deliberation, intelligence, and consciousness in our financial life. We can use money as the tool, holisticly- harmonizing it with our values, for advancement towards our goal and priorities – understanding that money is more than just a means to an end.

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